/* Work Worry-Free website · "Hearth Navy · Private bank" (design system v1.4, same tokens as the app). */

/* ---------- Fonts (self-hosted: no calls to Google, better for privacy) ---------- */
@font-face { font-family: "Atkinson Hyperlegible"; src: url("../fonts/AtkinsonHyperlegible-Regular.woff") format("woff"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Atkinson Hyperlegible"; src: url("../fonts/AtkinsonHyperlegible-Bold.woff") format("woff"); font-weight: 700; font-display: swap; }
@font-face { font-family: "Fraunces"; src: url("../fonts/Fraunces_600SemiBold.woff") format("woff"); font-weight: 600; font-display: swap; }

/* ---------- Tokens ---------- */
:root {
  --bg: #F7F3EC; --surface: #FFFDF9; --text: #14233B; --muted: #6B6053; --border: #E3D9C8; --hairline: #EEE6D8;
  --primary: #22406E; --on-primary: #FFFFFF; --action: #B85A26; --action-hover: #A04C1D; --on-action: #FFFFFF;
  --safe: #2F6A52; --warn: #8F5409; --danger: #A3321D; --on-status: #FFFFFF; --warn-fill: #8F5409;
  --selected: #E6ECF5; --sunk: #F1EADF;
  --tint-warn: #FBEBD2; --tint-info: #E4EAF3; --tint-danger: #F8DCD6; --tint-safe: #E3EFE8; --tint-action: #FAE6D6;
  --hero: #1E3355; --hero-mid: #14233B; --hero-end: #101C30; --on-hero: #F6EFE2; --metal: #D9B98A; --seg-on: #E8A26B;
  --shadow: 20 35 59;
  --focus: #B85A26;
  --radius: 18px; --radius-lg: 26px;
  --maxw: 1120px;
  --fs: 18px;
  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Atkinson Hyperlegible", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0E1520; --surface: #161F2D; --text: #EEE6D8; --muted: #B3AA9C; --border: #2A3547; --hairline: #243044;
    --primary: #A9C1E8; --on-primary: #0E1520; --action: #E8894A; --action-hover: #F09A5E; --on-action: #0E1520;
    --safe: #7CC4A2; --warn: #E9B45C; --danger: #F09A86; --on-status: #0E1520; --warn-fill: #E9B45C;
    --selected: #1E2D46; --sunk: #121A26;
    --tint-warn: #3A2F1C; --tint-info: #1E2D46; --tint-danger: #3D2222; --tint-safe: #17362A; --tint-action: #3A2618;
    --hero: #233A60; --hero-mid: #1A2B47; --hero-end: #15223A; --shadow: 0 0 0; --focus: #E8894A;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #0E1520; --surface: #161F2D; --text: #EEE6D8; --muted: #B3AA9C; --border: #2A3547; --hairline: #243044;
  --primary: #A9C1E8; --on-primary: #0E1520; --action: #E8894A; --action-hover: #F09A5E; --on-action: #0E1520;
  --safe: #7CC4A2; --warn: #E9B45C; --danger: #F09A86; --on-status: #0E1520; --warn-fill: #E9B45C;
  --selected: #1E2D46; --sunk: #121A26;
  --tint-warn: #3A2F1C; --tint-info: #1E2D46; --tint-danger: #3D2222; --tint-safe: #17362A; --tint-action: #3A2618;
  --hero: #233A60; --hero-mid: #1A2B47; --hero-end: #15223A; --shadow: 0 0 0; --focus: #E8894A;
  color-scheme: dark;
}
/* Colorblind colors (Okabe-Ito): blue / orange / black. */
:root[data-cb="1"] {
  --bg: #F4F7FB; --surface: #FFFFFF; --text: #0F1B2D; --muted: #4A5668; --border: #D5DDE8; --hairline: #E1E7EF;
  --primary: #005A9C; --action: #B35300; --action-hover: #9A4700; --on-action: #FFFFFF;
  --safe: #00639A; --warn: #8A5300; --danger: #1B1B1F; --warn-fill: #E69F00;
  --selected: #E3EFF8; --sunk: #EAF0F7; --tint-warn: #FDF1DC; --tint-info: #E3EFF8; --tint-danger: #E7E9ED; --tint-safe: #E3EFF8; --tint-action: #FCEBDB;
  --hero: #123F6B; --hero-mid: #0A2540; --hero-end: #071A2E; --on-hero: #F2F6FB; --metal: #56B4E9; --seg-on: #56B4E9; --shadow: 10 37 64; --focus: #B35300;
}
@media (prefers-color-scheme: dark) {
  :root[data-cb="1"]:not([data-theme="light"]) {
    --bg: #0B1220; --surface: #131C2E; --text: #E8EEF6; --muted: #A7B3C4; --border: #2A3650; --hairline: #223049;
    --primary: #56B4E9; --on-primary: #0B1220; --action: #E69F00; --action-hover: #F2B233; --on-action: #0B1220;
    --safe: #56B4E9; --warn: #E69F00; --danger: #F2F2F2; --on-status: #0B1220; --warn-fill: #E69F00;
    --selected: #16304D; --sunk: #0F1828; --tint-warn: #3A2C10; --tint-info: #12324A; --tint-danger: #2C2F36; --tint-safe: #12324A; --tint-action: #3A2C10;
    --hero: #154673; --hero-mid: #0E2F52; --hero-end: #0A2038; --shadow: 0 0 0; --focus: #E69F00;
  }
}
:root[data-cb="1"][data-theme="dark"] {
  --bg: #0B1220; --surface: #131C2E; --text: #E8EEF6; --muted: #A7B3C4; --border: #2A3650; --hairline: #223049;
  --primary: #56B4E9; --on-primary: #0B1220; --action: #E69F00; --action-hover: #F2B233; --on-action: #0B1220;
  --safe: #56B4E9; --warn: #E69F00; --danger: #F2F2F2; --on-status: #0B1220; --warn-fill: #E69F00;
  --selected: #16304D; --sunk: #0F1828; --tint-warn: #3A2C10; --tint-info: #12324A; --tint-danger: #2C2F36; --tint-safe: #12324A; --tint-action: #3A2C10;
  --hero: #154673; --hero-mid: #0E2F52; --hero-end: #0A2038; --shadow: 0 0 0; --focus: #E69F00;
}
/* High contrast wins over everything else. */
:root[data-hc="1"] {
  --bg: #FFFFFF; --surface: #FFFFFF; --text: #000000; --muted: #2B2B2B; --border: #000000; --hairline: #000000;
  --primary: #14233B; --on-primary: #FFFFFF; --action: #8A3A18; --action-hover: #6E2C10; --on-action: #FFFFFF;
  --safe: #0B3F7A; --warn: #6B4500; --danger: #5C0E26; --on-status: #FFFFFF; --warn-fill: #6B4500;
  --selected: #DDE6F5; --sunk: #FFFFFF; --tint-warn: #FFFFFF; --tint-info: #FFFFFF; --tint-danger: #FFFFFF; --tint-safe: #FFFFFF; --tint-action: #FFFFFF;
  --hero: #14233B; --hero-mid: #14233B; --hero-end: #14233B; --on-hero: #FFFFFF; --metal: #FFFFFF; --seg-on: #FFFFFF; --shadow: 0 0 0; --focus: #000000;
  color-scheme: light;
}
:root[data-text="large"] { --fs: 21px; }

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; animation: none !important; } }
body { margin: 0; background: var(--bg); color: var(--text); font-family: var(--sans); font-size: var(--fs); line-height: 1.6; }
img, svg { max-width: 100%; display: block; }
a { color: var(--primary); text-underline-offset: 3px; text-decoration-thickness: 1.5px; }
a:hover { text-decoration-thickness: 2.5px; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 3px; border-radius: 6px; }
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 .5em; }
h1 { font-size: clamp(2.1rem, 1.3rem + 3.2vw, 3.6rem); }
h2 { font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.4rem); }
h3 { font-size: 1.3rem; }
p { margin: 0 0 1em; }
.muted { color: var(--muted); }
.small { font-size: .88em; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--surface); color: var(--text); padding: 10px 16px; border-radius: 10px; z-index: 50; }
.skip:focus { left: 12px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
:root[data-text="large"] h1 { font-family: var(--sans); font-weight: 700; }
:root[data-text="large"] h2, :root[data-text="large"] h3 { font-family: var(--sans); font-weight: 700; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 20; background: color-mix(in srgb, var(--bg) 92%, transparent); backdrop-filter: saturate(1.2) blur(8px); border-bottom: 1px solid var(--hairline); }
.site-header .wrap { display: flex; align-items: center; gap: 16px; min-height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--text); font-family: var(--serif); font-weight: 600; font-size: 1.2rem; }
.brand img { width: 38px; height: 38px; }
.brand .word { color: var(--text); }
.brand .word span { color: var(--action); }
.nav { margin-left: auto; display: flex; align-items: center; gap: 4px; }
.nav a { color: var(--text); text-decoration: none; padding: 10px 12px; border-radius: 10px; font-weight: 700; font-size: .95rem; }
.nav a:hover, .nav a[aria-current="page"] { background: var(--selected); }
.icon-btn { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 8px 12px; border-radius: 12px; border: 1.5px solid var(--border); background: var(--surface); color: var(--text); font: inherit; font-weight: 700; font-size: .92rem; cursor: pointer; }
.icon-btn:hover { background: var(--selected); }
.menu-btn { display: none; }
@media (max-width: 900px) {
  .menu-btn { display: inline-flex; margin-left: auto; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 68px; flex-direction: column; align-items: stretch; background: var(--surface); border-bottom: 1px solid var(--border); padding: 10px 20px 18px; box-shadow: 0 18px 30px rgb(var(--shadow) / .12); }
  .nav.open { display: flex; }
  .nav a { padding: 14px 12px; font-size: 1.05rem; }
}

/* Display settings panel */
.display { position: relative; }
.display-panel { position: absolute; right: 0; top: calc(100% + 8px); width: min(340px, calc(100vw - 32px)); background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 18px; box-shadow: 0 20px 40px rgb(var(--shadow) / .16); z-index: 30; }
.display-panel[hidden] { display: none; }
.display-panel h2 { font-family: var(--sans); font-size: 1rem; font-weight: 700; margin: 0 0 8px; }
.seg { display: flex; gap: 6px; flex-wrap: wrap; margin-bottom: 14px; }
.seg button { flex: 1 1 auto; min-height: 44px; border-radius: 12px; border: 1.5px solid var(--border); background: var(--surface); color: var(--text); font: inherit; font-weight: 700; font-size: .92rem; cursor: pointer; padding: 6px 10px; }
.seg button[aria-pressed="true"] { border: 2px solid var(--primary); background: var(--selected); color: var(--primary); }
.switch { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 10px 0; border-top: 1px solid var(--hairline); }
.switch input { width: 24px; height: 24px; accent-color: var(--primary); }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 54px; padding: 12px 24px; border-radius: 16px; font: inherit; font-weight: 700; text-decoration: none; cursor: pointer; border: 2px solid transparent; transition: transform .12s ease, background .12s ease; }
.btn:active { transform: translateY(1px); }
.btn-action { background: var(--action); color: var(--on-action); box-shadow: 0 8px 18px rgb(var(--shadow) / .14); }
.btn-action:hover { background: var(--action-hover); }
.btn-outline { background: var(--surface); color: var(--primary); border-color: var(--primary); }
.btn-outline:hover { background: var(--selected); }
.btn-row { display: flex; gap: 12px; flex-wrap: wrap; }

/* ---------- Sections & cards ---------- */
section { padding: clamp(48px, 7vw, 96px) 0; }
.eyebrow { display: inline-block; font-size: .8rem; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); margin-bottom: 12px; }
.lead { font-size: 1.15em; color: var(--muted); max-width: 640px; }
.card { background: var(--surface); border: 1px solid var(--hairline); border-radius: var(--radius); padding: 24px; box-shadow: 0 1px 2px rgb(var(--shadow) / .05), 0 10px 26px rgb(var(--shadow) / .06); }
:root[data-hc="1"] .card { border: 2px solid #000; box-shadow: none; }
.grid { display: grid; gap: 18px; }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.alt { background: var(--sunk); border-top: 1px solid var(--hairline); border-bottom: 1px solid var(--hairline); }
.icon-badge { width: 48px; height: 48px; border-radius: 14px; display: grid; place-items: center; background: var(--tint-info); color: var(--primary); margin-bottom: 14px; }
.icon-badge svg { width: 26px; height: 26px; }
.icon-badge.action { background: var(--tint-action); color: var(--text); }
.icon-badge.safe { background: var(--tint-safe); color: var(--safe); }
.icon-badge.warn { background: var(--tint-warn); color: var(--warn); }

/* ---------- Hero ---------- */
.hero { padding-top: clamp(40px, 6vw, 80px); }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
@media (max-width: 900px) { .hero .wrap { grid-template-columns: 1fr; } }
.hero h1 span { color: var(--action); }
.trust-line { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-top: 22px; font-size: .92rem; color: var(--muted); }
.trust-line span { display: inline-flex; align-items: center; gap: 6px; }
.trust-line svg { width: 18px; height: 18px; color: var(--safe); }

/* Phone mockup with the app's status card */
.phone { width: min(360px, 100%); margin: 0 auto; background: var(--bg); border: 10px solid var(--phone-edge, #0E1520); border-radius: 44px; padding: 22px 16px 18px; box-shadow: 0 30px 60px rgb(20 35 59 / .28); }
.phone { outline: 1px solid var(--hairline); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --phone-edge: #2E3B52; } }
:root[data-theme="dark"] { --phone-edge: #2E3B52; }
.phone .date { font-size: .78rem; color: var(--muted); }
.phone .hello { font-family: var(--serif); font-weight: 600; font-size: 1.45rem; margin: 2px 0 12px; }
.status { position: relative; overflow: hidden; border-radius: 22px; padding: 18px; color: var(--on-hero); background: linear-gradient(160deg, var(--hero), var(--hero-mid) 60%, var(--hero-end)); }
.status::after { content: ""; position: absolute; inset: 0; background: repeating-radial-gradient(circle at 110% 120%, transparent 0 9px, rgb(217 185 138 / .10) 9px 10px); pointer-events: none; }
:root[data-hc="1"] .status::after { display: none; }
.status .kicker { font-size: .7rem; letter-spacing: .14em; text-transform: uppercase; color: var(--metal); font-weight: 700; }
.status .headline { font-family: var(--serif); font-size: 1.35rem; font-weight: 600; margin: 6px 0; line-height: 1.2; }
.status .detail { font-size: .82rem; opacity: .9; margin: 0 0 12px; }
.dots { display: flex; gap: 5px; margin: 8px 0 4px; }
.dots i { flex: 1; height: 10px; border-radius: 5px; border: 1.5px solid rgb(246 239 226 / .5); }
.dots i.on { background: var(--seg-on); border-color: var(--seg-on); }
:root[data-cb="1"] .dots i.on { background: repeating-linear-gradient(45deg, var(--seg-on) 0 3px, transparent 3px 6px); }
.dots-label { font-size: .74rem; opacity: .85; }
.seal { display: inline-flex; align-items: center; gap: 6px; margin-top: 12px; padding: 5px 10px; border-radius: 999px; border: 1px solid rgb(217 185 138 / .45); background: rgb(217 185 138 / .14); color: var(--metal); font-size: .72rem; font-weight: 700; letter-spacing: .04em; }
.mini-btns { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 14px; }
.mini-btns b { display: block; text-align: center; padding: 10px 6px; border-radius: 12px; font-size: .8rem; }
.mini-btns b:first-child { background: var(--action); color: var(--on-action); }
.mini-btns b:last-child { border: 1.5px solid var(--primary); color: var(--primary); background: var(--surface); }
.task { display: flex; gap: 10px; align-items: center; background: var(--surface); border: 1px solid var(--hairline); border-left: 4px solid var(--warn-fill); border-radius: 14px; padding: 10px 12px; margin-top: 12px; font-size: .8rem; }
.task small { display: block; color: var(--muted); font-size: .72rem; }

/* ---------- Stats ---------- */
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.stat .num { font-family: var(--serif); font-weight: 600; font-size: clamp(2.2rem, 1.6rem + 2vw, 3.2rem); color: var(--action); line-height: 1; }
.stat p { margin: 10px 0 6px; }
.stat cite { font-style: normal; font-size: .8rem; color: var(--muted); }

/* ---------- Steps ---------- */
.steps { counter-reset: step; display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.step { position: relative; padding-top: 58px; }
.step::before { counter-increment: step; content: counter(step); position: absolute; top: 20px; left: 24px; width: 36px; height: 36px; border-radius: 50%; background: var(--primary); color: var(--on-primary); display: grid; place-items: center; font-weight: 700; }

/* ---------- Pricing ---------- */
.plans { display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); align-items: stretch; }
.plan { display: flex; flex-direction: column; }
.plan .price { font-family: var(--serif); font-size: 2.2rem; font-weight: 600; line-height: 1; margin: 8px 0 2px; }
.plan .price small { font-family: var(--sans); font-size: .9rem; color: var(--muted); font-weight: 400; }
.plan ul { padding: 0; margin: 14px 0 0; list-style: none; display: grid; gap: 8px; }
.plan li { display: flex; gap: 8px; font-size: .95rem; }
.plan li svg { flex: none; width: 20px; height: 20px; color: var(--safe); margin-top: 3px; }
.plan.best { border: 2px solid var(--primary); }
.pill { display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px; border-radius: 999px; font-size: .78rem; font-weight: 700; background: var(--tint-action); color: var(--text); }
.pill.info { background: var(--tint-info); color: var(--primary); }

/* ---------- FAQ ---------- */
details { background: var(--surface); border: 1px solid var(--hairline); border-radius: 16px; padding: 4px 20px; margin-bottom: 10px; }
summary { cursor: pointer; font-weight: 700; padding: 14px 0; list-style: none; display: flex; justify-content: space-between; gap: 12px; min-height: 44px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 1.4rem; line-height: 1; color: var(--primary); }
details[open] summary::after { content: "–"; }
details > div { padding: 0 0 16px; }

/* ---------- Store badges (placeholders until launch) ---------- */
.stores { display: flex; gap: 12px; flex-wrap: wrap; }
.store { display: inline-flex; align-items: center; gap: 10px; padding: 10px 16px; border-radius: 12px; background: #0E1520; color: #F6EFE2; text-decoration: none; min-height: 54px; border: 1px solid #2A3547; }
.store small { display: block; font-size: .7rem; opacity: .75; line-height: 1.1; }
.store b { display: block; font-size: 1rem; line-height: 1.2; }
.store svg { width: 24px; height: 24px; }
.store[aria-disabled="true"] { cursor: default; }

/* ---------- Calculator ---------- */
.calc { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: start; }
@media (max-width: 860px) { .calc { grid-template-columns: 1fr; } }
fieldset { border: 0; padding: 0; margin: 0 0 20px; }
legend, label.lbl { display: block; font-weight: 700; margin-bottom: 8px; }
.hint { display: block; font-size: .86rem; color: var(--muted); margin: -4px 0 8px; }
.choices { display: flex; gap: 8px; flex-wrap: wrap; }
.choices label { position: relative; }
.choices input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.choices span { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; min-width: 52px; padding: 8px 16px; border-radius: 14px; border: 1.5px solid var(--border); background: var(--surface); font-weight: 700; cursor: pointer; }
.choices input:checked + span { border: 2px solid var(--primary); background: var(--selected); color: var(--primary); }
.choices input:focus-visible + span { outline: 3px solid var(--focus); outline-offset: 2px; }
.money { display: flex; align-items: center; border: 2px solid var(--border); border-radius: 14px; background: var(--surface); padding: 0 14px; min-height: 54px; }
.money:focus-within { border-color: var(--primary); }
.money b { color: var(--muted); margin-right: 6px; }
.money input, select.input { flex: 1; border: 0; background: transparent; color: var(--text); font: inherit; font-size: 1.15rem; min-height: 50px; outline: none; width: 100%; }
select.input { border: 2px solid var(--border); border-radius: 14px; background: var(--surface); padding: 0 12px; min-height: 54px; }
.result { display: flex; gap: 14px; align-items: flex-start; border-radius: var(--radius); padding: 18px; margin-bottom: 12px; background: var(--tint-info); }
.result.warn { background: var(--tint-warn); }
.result.danger { background: var(--tint-danger); }
.result.safe { background: var(--tint-safe); }
:root[data-hc="1"] .result { border: 2px solid #000; }
.result svg { flex: none; width: 30px; height: 30px; }
.result h3 { font-family: var(--sans); font-size: 1.05rem; font-weight: 700; margin: 0 0 4px; }
.result p { margin: 0; font-size: .95rem; }
.results-empty { color: var(--muted); }

/* ---------- Articles ---------- */
.article h1 { font-size: clamp(2rem, 1.4rem + 2.4vw, 3rem); }
.article h2 { font-size: 1.6rem; margin-top: 1.6em; }
.article h3 { font-family: var(--sans); font-size: 1.15rem; font-weight: 700; margin-top: 1.3em; }
.article table { width: 100%; border-collapse: collapse; margin: 0 0 1.2em; font-size: .95rem; background: var(--surface); border-radius: 12px; overflow: hidden; }
.article th, .article td { text-align: left; padding: 10px 14px; border-bottom: 1px solid var(--hairline); }
.article th { background: var(--sunk); }
.callout { border-radius: var(--radius); padding: 18px 20px; margin: 1.2em 0; background: var(--tint-info); }
.callout.warn { background: var(--tint-warn); }
.sources { font-size: .88rem; color: var(--muted); border-top: 1px solid var(--hairline); margin-top: 2.4em; padding-top: 1em; }
.sources li { margin-bottom: 6px; }
.updated { font-size: .88rem; color: var(--muted); }
.draft-banner { background: var(--tint-warn); color: var(--text); border-bottom: 1px solid var(--border); padding: 10px 0; font-size: .9rem; }
.breadcrumb { font-size: .9rem; margin-bottom: 18px; }

/* ---------- Footer ---------- */
.site-footer { border-top: 1px solid var(--hairline); padding: 48px 0 60px; font-size: .92rem; color: var(--muted); }
.site-footer .cols { display: grid; gap: 24px; grid-template-columns: 2fr 1fr 1fr 1fr; }
@media (max-width: 760px) { .site-footer .cols { grid-template-columns: 1fr 1fr; } }
.site-footer h2 { font-family: var(--sans); font-size: .85rem; text-transform: uppercase; letter-spacing: .1em; color: var(--text); margin-bottom: 10px; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.site-footer a { color: var(--muted); }
.disclaimer { margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--hairline); font-size: .84rem; }

.checklist { list-style: none; margin: 0; padding: 24px; display: grid; gap: 12px; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; }
.checklist li svg { flex: none; width: 22px; height: 22px; margin-top: 3px; color: var(--safe); }

.hero .wrap.narrow { display: block; }
.brand { white-space: nowrap; }
@media (max-width: 480px) {
  .site-header .wrap { gap: 8px; }
  .brand { font-size: 1.05rem; gap: 8px; }
  .brand img { width: 32px; height: 32px; }
  .icon-btn { padding: 8px 10px; }
  .icon-btn span { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
}

.calc .card { scroll-margin-top: 88px; }
#results:focus { outline: none; }

/* Calculator: the answer box turns orange once there's an answer */
.card.answer { border: 2px solid var(--hairline); transition: border-color .2s ease, box-shadow .2s ease; }
.card.answer.ready { border-color: var(--action); box-shadow: 0 0 0 4px color-mix(in srgb, var(--action) 18%, transparent), 0 10px 26px rgb(var(--shadow) / .08); }
.card.answer.ready h2::after { content: "Your answer"; display: inline-block; margin-left: 10px; vertical-align: middle; font-family: var(--sans); font-size: .75rem; font-weight: 700; padding: 3px 10px; border-radius: 999px; background: var(--tint-action); color: var(--text); }
/* Quick answer under the pay box (phones and tablets only) */
.quick { display: flex; gap: 12px; align-items: flex-start; margin-top: 12px; padding: 14px 16px; border-radius: 14px; border: 2px solid var(--action); background: var(--surface); color: var(--text); text-decoration: none; }
.quick[hidden] { display: none; }
.quick svg { flex: none; width: 26px; height: 26px; }
.quick .quick-more { color: var(--primary); font-weight: 700; text-decoration: underline; font-size: .92rem; }
@media (min-width: 861px) { .quick { display: none !important; } }
@media (min-width: 861px) { .calc-side { position: sticky; top: 90px; } }

/* ---------- v2 home: proof packet, accessibility, amounts notice ---------- */
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.access-grid .card h3 { font-size: 1.12rem; }
.access-grid .card p { font-size: .95rem; color: var(--muted); margin: 0; }
.feature-split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
@media (max-width: 900px) { .feature-split { grid-template-columns: 1fr; gap: 28px; } }
.checklist.plain { padding: 0; margin: 22px 0; }
.checklist.plain li span { flex: 1; }
.try-it { margin-top: 26px; }
@media (min-width: 900px) { .grid-3x { grid-template-columns: repeat(3, 1fr); } }
.packet-mock { position: relative; min-height: 500px; max-width: 440px; margin: 0 auto; width: 100%; }
.paper { position: absolute; background: #FFFFFF; color: #2A2420; border-radius: 10px; padding: 22px 22px 26px; box-shadow: 0 2px 4px rgb(20 35 59 / .08), 0 22px 48px rgb(20 35 59 / .18); font-size: 13px; line-height: 1.45; width: 82%; }
:root[data-hc="1"] .paper { border: 2px solid #000; box-shadow: none; }
.paper.back { top: 0; right: 0; width: 72%; transform: rotate(3deg); }
.paper.front { top: 118px; left: 0; width: 80%; transform: rotate(-2deg); }
.paper-h { font-weight: 700; color: #2F4B7C; border-bottom: 2px solid #2F4B7C; padding-bottom: 4px; margin-bottom: 8px; font-size: 14px; }
.paper .ok-line { color: #1E6B3A; font-weight: 700; font-size: 12px; margin-bottom: 8px; }
.paper .row { display: flex; gap: 10px; border-top: 1px solid #E6DDD0; padding: 5px 0; font-size: 12px; }
.paper .row b { flex: none; width: 46px; }
.paper-brand { display: flex; align-items: center; gap: 10px; font-family: var(--serif); font-weight: 600; font-size: 18px; margin-bottom: 12px; }
.paper .line-row { display: flex; gap: 10px; align-items: flex-end; margin: 6px 0; font-weight: 700; font-size: 12px; }
.paper .line-row i { flex: 1; border-bottom: 1.5px solid #2A2420; height: 12px; }
.paper table { width: 100%; border-collapse: collapse; margin-top: 10px; font-size: 12px; }
.paper td { border-bottom: 1px solid #E6DDD0; padding: 5px 2px; }
.paper td:first-child { color: #665B52; }
.paper .note-box { border: 2px solid #2F4B7C; border-radius: 8px; padding: 8px 10px; margin-top: 12px; font-size: 12px; }
.paper .note-box b { display: block; color: #2F4B7C; }
.paper .pdf-tag { position: absolute; right: -12px; bottom: -12px; background: var(--action); color: var(--on-action); font-weight: 700; border-radius: 10px; padding: 6px 12px; font-size: 13px; box-shadow: 0 6px 16px rgb(20 35 59 / .25); }
@media (max-width: 480px) { .packet-mock { min-height: 540px; } .paper.front { width: 92%; } .paper.back { width: 86%; } }
@media (prefers-reduced-motion: reduce) { .paper { transform: none; } }

.notice-strip { background: var(--tint-info); border-bottom: 1px solid var(--hairline); font-size: .95rem; }
.notice-strip .wrap { padding-top: 10px; padding-bottom: 10px; display: flex; flex-wrap: wrap; gap: 4px 12px; align-items: center; }
.notice-strip a { font-weight: 700; }
.amounts-table td.num, .amounts-table th.num { text-align: right; white-space: nowrap; }
.amounts-table tr.now td { font-weight: 700; background: var(--tint-safe); }
.amounts-table tr.soon td { background: var(--tint-info); }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.mock-cap { text-align: center; margin-top: 10px; }