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Social Security's 2027 amounts are out. They start January 1, 2027. Until then the 2026 amounts still apply.See the 2027 amounts
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Check a month

Type one month's pay before taxes to see what it means for SSDI, SSI, or both. It uses Social Security's published amounts for that year.

Which benefit do you get?
Not sure? SSDI is based on past work and usually comes with Medicare. SSI is based on need, is paid on the 1st, and usually comes with Medicaid.
Add up every paycheck you got that month. Use gross pay, not take-home.
SSDI trial months already used A trial month is any month you earned more than the trial amount ($1,210 in 2026).
Since then, has a month over the earnings limit already counted? Social Security calls the first one the "cessation month". That month and the next 2 are still paid (3 months in all), only once.
Is it more than 36 months since your 9th trial month? That's the 36-month safety net, when any month under the limit is still paid.
How many paychecks that month?
A student under age 22?
Blind by Social Security's rules?
It counts toward SSI as unearned income.
Monthly amount you pay to be able to work, like special rides or a job coach. It can lower what counts.

What it means

Type the pay before taxes to see what it means.

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The 2026 numbers

2026 SSDI and SSI amounts
What2026 amount
SSDI trial month: earnings over$1,210 a month
SSDI earnings limit (SGA)$1,690 a month ($2,830 if blind)
SSI federal payment, one person$994 a month
SSI student exclusion (under 22)$2,410 a month, up to $9,730 a year
SSI savings limit on the 1st$2,000 ($3,000 for a couple)

See every year's amounts, including next year's when announced.

Source: Social Security, What's new in 2026 and Trial Work Period amounts.

Good to know

  • This is an estimate for one month. Social Security looks at your whole record and makes the final decision.
  • SSDI looks at the month you worked. SSI looks at the month you were paid.
  • It doesn't cover subsidies, special conditions, unsuccessful work attempts, averaging of uneven pay, or state SSI supplements.
  • For SSI, it doesn't include a spouse's or parent's income ("deeming"), other unearned income, help with rent or food from others, couple rates, or living-arrangement reductions. If you live with your spouse, you also report their income.
  • For free, personal advice, call a benefits counselor (WIPA) at 1-866-968-7842.